Loan Against Security
When planning investments, it’s crucial to balance daily expenses with growth opportunities. Financial stability requires careful management of income, ensuring part is reserved for necessities while the rest works to build wealth. While investing more can amplify returns, irregular income poses challenges in meeting financial goals and handling emergencies solely through investments.
The Role of Liquidity in Investments
Assets vary in liquidity—some offer instant cash upon sale, while others tie up funds longer. Unexpected expenses can disrupt regular investments, impacting planned returns.
Leveraging Your Investments
Financial institutions provide a smart solution: loans against securities you hold. This facility acts as an overdraft against shares, units, or bonds, using them as collateral. It optimizes investments by providing immediate liquidity to manage financial crises.
Key Features and Benefits
Collateral-Based Loan: Utilize your financial assets like shares or bonds to secure a loan.
Lower Interest Rates: Enjoy competitive rates compared to credit cards or personal loans.
How It Works
Collateral Evaluation: Loans typically range from 50% (for equity) to 90% (for bank deposits) of the security’s value.
Interest and Repayment: Interest is charged monthly and can be repaid flexibly based on your income.
Why Choose Money Matter?
At Money Matter, we specialize in maximizing your investments’ potential. Whether you’re planning for growth or facing a financial crunch, our tailored solutions ensure your assets work harder for you.