Gold Loan?
Discover the power of your gold assets with our hassle-free Gold Loans. A Gold Loan is a secured loan where you pledge your gold articles—jewelry, biscuits, and more—as collateral in exchange for funds. This makes it accessible to anyone owning gold, regardless of credit history.
Why Choose a Gold Loan?
- Low Interest Rates: Enjoy lower interest rates compared to other loans due to its secured nature.
- Quick Processing: Get your loan sanctioned within hours with minimal documentation.
- Flexible Repayment: Repay through easy EMIs tailored to your financial capability.
Eligibility Criteria
Any Indian resident possessing gold articles within the 18 to 24 carat range can apply.
Loan Amount and Tenure
- Loan Amount: Up to 80% of the gold’s market value.
- Tenure: Typically 12 months, extendable upon mutual agreement.
Benefits
- Liquidity: Use your idle gold to generate income quickly.
- Flexible Usage: Funds can be utilized for any purpose without restrictions.
Foreclosure Options
Repay your loan early with minimal foreclosure charges, varying by lender.
Secure Your Future with Gold Loans
Make your gold work for you. Get best deals on your gold reserves and unlock the financial potential of your assets.