Gold Loan?
Discover the power of your gold assets with our hassle-free Gold Loans. A Gold Loan is a secured loan where you pledge your gold articles—jewelry, biscuits, and more—as collateral in exchange for funds. This makes it accessible to anyone owning gold, regardless of credit history.
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Why Choose a Gold Loan?
- Low Interest Rates: Enjoy lower interest rates compared to other loans due to its secured nature.
- Quick Processing: Get your loan sanctioned within hours with minimal documentation.
- Flexible Repayment: Repay through easy EMIs tailored to your financial capability.
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Eligibility Criteria
Any Indian resident possessing gold articles within the 18 to 24 carat range can apply.
Loan Amount and Tenure
- Loan Amount: Up to 80% of the gold’s market value.
- Tenure: Typically 12 months, extendable upon mutual agreement.
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Benefits
- Liquidity: Use your idle gold to generate income quickly.
- Flexible Usage: Funds can be utilized for any purpose without restrictions.
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Foreclosure Options
Repay your loan early with minimal foreclosure charges, varying by lender.
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Secure Your Future with Gold Loans
Make your gold work for you. Get best deals on your gold reserves and unlock the financial potential of your assets.
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